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Can Your Credit Default Be Removed?

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What Our Clients Say

5.0 — Credit Repair Care — 24 Reviews

"I highly recommend John and his credit repair services! He's been great to deal with, very helpful, professional and easy to communicate with. He takes the time to explain things clearly and genuinely wants to help people improve their credit situation. If you're looking for someone who knows what they're doing and is willing to help you get back on track financially, I'd definitely recommend giving John a go. Thanks for your help, John — legend mate."

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Thomas Edwards

14/10/2026

"John from Credit Repair Care was absolutely amazing to deal with. I highly recommend getting him to check your credit history before applying for a loan. He also recommended a mortgage broker who was able to secure me an interest rate that was over 2.5% lower than what I'd been offered elsewhere, which made a huge difference. John was professional, honest, and genuinely wanted the best outcome for me. I can't recommend him highly enough — he's an absolute legend!"

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Brett Fletcher

12/07/2026

"Thank you so much John for fixing my credit. You have helped me so much. I have referred you to everyone I know — above and beyond. Much love John."

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Miko Wang

16/07/2025

"John did an amazing job and did exactly what he said he would do in the time period he allocated. Would highly recommend to anyone who's looking to clear up their credit report."

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Abc

06/05/2025

"John was really super helpful. Process was so smooth and he helped me remove my default within just a week's time. I had never thought this was possible but he made it a reality. I would really recommend him to everyone as he not only gets your work done but also responds to all your queries very quickly. Just love your work. Thanks a lot!"

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Zeenal Ved

08/04/2025

"Got my father's default removed by Credit Repair Care. John was exceptional throughout the process. He genuinely cares about the needs of his clients and was very transparent. He kept us informed about the progress frequently. I highly recommend this company to everyone. Thank you John for all your efforts."

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Nusrat Alam

18/02/2025

"John was excellent to deal with, he is professional and easily contactable. He did exactly what he said he would and as such my wife and I can now buy our home. Highly recommended."

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Michael Dunn

09/12/2024

"From start to finish, their team was professional, transparent, and genuinely cared about improving my credit situation. They walked me through every step, ensuring I understood the process and providing regular updates on my progress."

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Karthik Nage

09/12/2024

"Great experience, timely response to my enquiry. Highly recommend to anyone who uses his service."

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Nitin Khanna

27/11/2024

"Excellent service and very professional. John was thorough and kept me updated throughout the entire process. Would highly recommend Credit Repair Care to anyone needing help with their credit file."

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Dinesh Kathayat

26/11/2024

Licensed Credit Repair Specialists Australia

Credit Repair Care helps Australians understand and challenge eligible defaults and incorrect credit listings. We assess Equifax and Experian credit reports, explain your options clearly and communicate with credit providers and credit reporting bodies where valid grounds exist. Your initial assessment is free, with no upfront service fees. Outcomes cannot be guaranteed, and all fees and conditions are explained clearly before you proceed.

Learn more about default removal

Why Choose Credit Repair Care?

  • Licensed and accountable: Credit Repair Care is authorised under Australian Credit Licence 532450 and is a member of the Australian Financial Complaints Authority.
  • Honest assessments: Not every default can be removed. We examine your credit report and only recommend proceeding when legitimate grounds may exist.
  • No upfront service fees: Your initial assessment is free. All applicable fees and conditions are explained clearly before you proceed.
  • Personalised support: You receive direct assistance, clear explanations and regular updates throughout your matter.
  • Australia-wide assistance: We help clients across Australia by phone, email and online communication.

Understand debt-collector defaults

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How Our Credit Repair Process Works

  1. 1Send us your credit report: Request your current Equifax or Experian credit report and send it to us for a free initial assessment.
  2. 2We assess your situation: We examine the relevant defaults or incorrect listings and explain whether legitimate grounds for a dispute may exist.
  3. 3We manage the process: If you proceed, we communicate with the relevant credit providers and credit reporting bodies on your behalf.
  4. 4We keep you informed: You receive regular updates and a clear explanation of the outcome. No result can be guaranteed.

Check whether your default may qualify for assessment

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Can Your Default Be Removed?

Answer 5 quick questions and get an instant, personalised assessment of whether your credit default may be eligible for correction under Australian law.

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Can I Get Approved for a Home Loan or Car Finance?

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